Who Must Pay Zakat?
- ✓ Muslim who has reached puberty and is of sound mind
- ✓ Owns wealth above Nisab threshold (approximately 87.48 grams of gold)
- ✓ The wealth has been held for one complete lunar year
- ✓ Free from personal debts
Eight Categories of Zakat Recipients
- The Poor (Al-Fuqara) – Those with absolutely no means
- The Needy (Al-Masakin) – Those with insufficient means
- Zakat Administrators – Those managing Zakat distribution
- Those Whose Hearts are to be Reconciled – For reconciliation and peace
- Those in Bondage – To free enslaved persons
- The Debt-Ridden – To relieve those burdened by debt
- In the Cause of Allah – For Islamic causes and community benefit
- The Wayfarer – To help travelers in need
JWF Zakat Distribution Focus Areas:
- Widows and orphans in extreme poverty
- Medical treatment for the poor and uninsured
- Educational assistance for deserving students
- Debt relief for eligible individuals and families
- Basic necessities for those in extreme need
Simple Calculation:
Zakat = 2.5% of total zakatable assets
Example: If you have PKR 500,000 in savings, your Zakat = 2.5% × 500,000 = PKR 12,500